What will You Need to Get Started?

In order to prepare the consumer bankruptcy papers, the client should bring the following documents:

A list of all creditors, including addresses, account/loan numbers, and the amounts and description of each debt, obtaining a copy of your credit report is helpful.

• For each secured debt, such as a car loan or home mortgage, a copy of the latest statement showing the balance due on the debt.

• A copy of the DMV registration or recorded trust deed and proof of insurance for each secured debt; Income tax returns for the last two years, including W-2, 1099, and K-1 information.

• Copies of the last six pay stubs and copies of bank statements for the last 90 days showing the amount and frequency of the client´s income.

• A detailed list of the debtor´s monthly living expenses, i.e., food, clothing, housing, utilities, taxes, transportation, medicine, etc.

• If self-employed, copies of monthly profit-and-loss statements for the past six months.

• Copies of any lawsuits or judgments, regardless of whether the client is a plaintiff or defendant.

• Copies of any family trusts or prenuptial agreements.